Property & Cars

Buying, financing and running a home or a car in Pakistan: transfer costs, instalments, taxes and the true cost of ownership.

Inflation 10.26% September 2026, PBS Tax-free salary Rs 600,000 a year, 2026-27 236Y on card payments abroad 0.5% was 5% until June Another bank's ATM Rs 35 per withdrawal Free IBFT Rs 25,000 a month at most banks Lowest card APR 25% Bank AL Habib

Calculators

Property Tax Calculator 2026-27: Buyer, Seller and Capital Gains Federal tax on the transfer Rs 400,000 Work out 236C for the seller, 236K for the buyer and capital gains tax on the profit, at the 2026-27 rates, with last year's cost alongside.
Car Installment Calculator: Monthly Payment, Interest and Total Cost Monthly installment Rs 102,533 Work out the monthly installment on a car loan or Islamic car ijarah from any bank, with the interest, insurance and what the car costs you in all.
Rental Yield Calculator Pakistan: Gross, Net and After Inflation Net rental yield 3.33% Work out the gross and net rental yield on a house, flat, shop or plaza in Pakistan, after empty months, owner's costs and inflation.
Punjab Token Tax Calculator 2026-27: Cars and Motorcycles Yearly token tax with income tax Rs 17,500 Work out the yearly token tax on a car registered in Punjab under the 2026-27 rates, with the income tax collected with it, for filers and non-filers.

Guides

Property Taxes in Pakistan 2026-27: What You Pay When You Buy or Sell Section 236C is a flat 2.75% for sellers and 236K a flat 1.25% for buyers in 2026-27, with capital gains tax and non-filer rates explained.